Live on Celo MainnetNon-CustodialMiniPay ReadyOpen Source

The Lending Protocol
Built for CELO

Deposit cUSD stablecoin as collateral and borrow CELO instantly. No KYC. No centralized counterparty. 5% fixed APR.

cUSDCollateral

CELOBorrow

150%

Collateral Ratio

5.00%

Borrow APR

~$0.001

Gas Fee

Instant

Settlement

+0.00%

$0.00

Total Value Locked

Active loans

0.0000 CELO

Total Borrowed

Ready to borrow

0.0000 CELO

Available Liquidity

Fixed rate

5.00%

Borrow APR

Connect to Start Lending

View your positions, deposit collateral, and borrow CELO

Non-custodialPermissionlessOn-chain

Use the Connect Wallet button in the top right

How It Works

3 simple steps

Deposit cUSD

Lock cUSD as collateral in the smart contract. Your funds remain fully under your control — no intermediaries.

Borrow CELO

Instantly receive CELO up to 66% of your collateral value. 5% APR accrued per second, repay anytime.

Repay & Reclaim

Pay back your CELO loan whenever you're ready. No fixed terms. Withdraw full collateral instantly after repayment.

Risk Disclosure

DeFi lending carries inherent risks including smart contract vulnerabilities, price volatility, and liquidation risk. If your health factor drops below 1.0, your collateral may be at risk. Only deposit what you can afford to lose. This protocol has not been formally audited. Use at your own risk.

Smart Contract · Celo Mainnet

0x8AD4A5e535a89C60Ae854f20b5F2d2D1A26aD822